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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,126 | $59,332-62.7% | $90,223-75.5% | $59,633-62.9% |
| Participation rate | 69.8% | 71.9%-2.1pp | 79.0%-9.2pp | 68.7%+1.1pp |
| Annual return | -1.25% | 3.25%-4.5pp | 1.31%-2.6pp | 2041.45%-2042.7pp |
| Employer contribution / active EE | $2,126 | $3,031-29.8% | $4,378-51.4% | $2,203-3.5% |
| Participant deferral / active EE | $2,650 | $4,369-39.3% | $5,792-54.2% | $3,192-17.0% |
| Admin fee / account holder | $898 | $5,032-82.2% | $7,406-87.9% | $4,297-79.1% |