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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,015 | $54,679-59.7% | $76,119-71.1% | $74,459-70.4% |
| Participation rate | 53.8% | 60.3%-6.5pp | 69.1%-15.2pp | 67.2%-13.4pp |
| Annual return | 17.54% | 31.90%-14.4pp | 361.25%-343.7pp | 1369.70%-1352.2pp |
| Employer contribution / active EE | $1,231 | $1,781-30.9% | $2,693-54.3% | $2,626-53.1% |
| Participant deferral / active EE | $3,512 | $3,072+14.3% | $4,259-17.6% | $4,350-19.3% |
| Admin fee / account holder | $1,458 | $2,238-34.8% | $6,421-77.3% | $1,945-25.0% |