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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $185,523 | $121,677+52.5% | $104,625+77.3% | $158,966+16.7% |
| Participation rate | 77.8% | 77.5%+0.2pp | 74.1%+3.7pp | 82.0%-4.2pp |
| Annual return | 26.81% | 465.58%-438.8pp | 340.60%-313.8pp | 302.95%-276.1pp |
| Employer contribution / active EE | $6,462 | $3,165+104.2% | $2,681+141.0% | $4,762+35.7% |
| Participant deferral / active EE | $6,183 | $4,175+48.1% | $3,738+65.4% | $5,983+3.3% |
| Admin fee / account holder | $23,674 | $7,777+204.4% | $6,465+266.2% | $11,250+110.4% |