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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,504 | $113,338+35.4% | $94,993+61.6% | $147,586+4.0% |
| Participation rate | 88.9% | 78.0%+10.9pp | 73.9%+15.0pp | 82.8%+6.1pp |
| Annual return | 7.75% | 20.80%-13.0pp | 27.14%-19.4pp | 578.59%-570.8pp |
| Employer contribution / active EE | $5,599 | $3,160+77.2% | $2,603+115.0% | $4,876+14.8% |
| Participant deferral / active EE | $4,646 | $3,777+23.0% | $3,317+40.1% | $5,439-14.6% |
| Admin fee / account holder | $796 | $6,063-86.9% | $4,960-84.0% | $10,886-92.7% |