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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,108 | $99,994-73.9% | $146,643-82.2% | $85,847-69.6% |
| Participation rate | 49.4% | 73.1%-23.6pp | 80.1%-30.7pp | 69.3%-19.9pp |
| Annual return | 12.76% | 18.93%-6.2pp | 22.75%-10.0pp | 318.61%-305.9pp |
| Employer contribution / active EE | $1,303 | $2,559-49.1% | $4,137-68.5% | $2,565-49.2% |
| Participant deferral / active EE | $2,459 | $4,006-38.6% | $5,506-55.3% | $3,952-37.8% |
| Admin fee / account holder | $108 | $7,703-98.6% | $10,280-99.0% | $6,261-98.3% |