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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,457 | $91,559-83.1% | $133,978-88.5% | $79,856-80.6% |
| Participation rate | 47.4% | 73.3%-25.9pp | 79.8%-32.4pp | 69.6%-22.2pp |
| Annual return | 0.00% | 61.85%-61.9pp | 45.10%-45.1pp | 31.71%-31.7pp |
| Employer contribution / active EE | $1,015 | $2,384-57.4% | $3,919-74.1% | $2,471-58.9% |
| Participant deferral / active EE | $1,752 | $3,734-53.1% | $5,047-65.3% | $3,741-53.2% |
| Admin fee / account holder | $71 | $6,321-98.9% | $8,930-99.2% | $5,306-98.7% |