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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,338 | $95,917-61.1% | $79,583-53.1% | $134,545-72.2% |
| Participation rate | 52.9% | 75.0%-22.1pp | 69.5%-16.6pp | 81.2%-28.3pp |
| Annual return | -17.79% | -2.70%-15.1pp | 0.16%-18.0pp | 418.37%-436.2pp |
| Employer contribution / active EE | $1,131 | $3,129-63.8% | $2,414-53.1% | $4,742-76.1% |
| Participant deferral / active EE | $1,880 | $4,694-60.0% | $3,986-52.8% | $6,401-70.6% |
| Admin fee / account holder | $332 | $9,132-96.4% | $6,835-95.1% | $11,431-97.1% |