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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,450 | $99,652-78.5% | $78,778-72.8% | $147,586-85.5% |
| Participation rate | 50.0% | 76.2%-26.2pp | 69.2%-19.2pp | 82.8%-32.8pp |
| Annual return | 16.42% | 47.28%-30.9pp | 35.62%-19.2pp | 578.59%-562.2pp |
| Employer contribution / active EE | $767 | $2,796-72.6% | $1,986-61.4% | $4,876-84.3% |
| Participant deferral / active EE | $1,193 | $3,664-67.4% | $2,958-59.7% | $5,439-78.1% |
| Admin fee / account holder | $3,180 | $7,155-55.6% | $5,134-38.1% | $10,886-70.8% |