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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,085 | $168,635-57.8% | $147,617-51.8% | $125,389-43.3% |
| Participation rate | 66.7% | 88.8%-22.1pp | 84.6%-18.0pp | 83.2%-16.5pp |
| Annual return | -0.77% | 77.65%-78.4pp | 61.98%-62.8pp | 282.24%-283.0pp |
| Employer contribution / active EE | $1,457 | $6,252-76.7% | $5,564-73.8% | $4,866-70.1% |
| Participant deferral / active EE | $6,473 | $5,507+17.5% | $4,895+32.2% | $5,352+21.0% |
| Admin fee / account holder | $69,681 | $13,580+413.1% | $11,612+500.1% | $9,541+630.3% |