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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 01-0233346 | Recordkeeping | $34,788 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,623 | $62,723-84.7% | $142,874-93.3% | $86,813-88.9% |
| Participation rate | 66.8% | 62.6%+4.2pp | 72.0%-5.2pp | 72.3%-5.5pp |
| Annual return | 17.48% | 17.62%-0.1pp | 5638.58%-5621.1pp | 97.93%-80.4pp |
| Employer contribution / active EE | $512 | $1,627-68.5% | $4,145-87.6% | $2,406-78.7% |
| Participant deferral / active EE | $1,326 | $3,039-56.4% | $3,838-65.4% | $4,131-67.9% |
| Admin fee / account holder | $117 | $140-16.0% | $6,561-98.2% | $170-30.9% |