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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,595 | $78,423+18.1% | $95,964-3.5% | $79,856+16.0% |
| Participation rate | 88.9% | 73.5%+15.4pp | 77.1%+11.8pp | 69.6%+19.2pp |
| Annual return | 9.81% | 19.37%-9.6pp | 91.64%-81.8pp | 31.71%-21.9pp |
| Employer contribution / active EE | $1,934 | $1,945-0.6% | $2,541-23.9% | $2,471-21.7% |
| Participant deferral / active EE | $3,761 | $3,440+9.3% | $4,167-9.7% | $3,741+0.6% |
| Admin fee / account holder | $6,837 | $5,622+21.6% | $6,797+0.6% | $5,306+28.8% |