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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,254 | $62,583+9.1% | $76,767-11.1% | $64,173+6.4% |
| Participation rate | 96.8% | 72.8%+24.0pp | 77.0%+19.8pp | 69.6%+27.2pp |
| Annual return | -7.54% | -1.95%-5.6pp | 2.43%-10.0pp | 7.63%-15.2pp |
| Employer contribution / active EE | $2,293 | $1,832+25.1% | $2,485-7.8% | $2,381-3.7% |
| Participant deferral / active EE | $4,556 | $3,145+44.9% | $3,852+18.3% | $3,470+31.3% |
| Admin fee / account holder | $757 | $4,667-83.8% | $6,675-88.7% | $4,887-84.5% |