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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $415,438 | $185,312+124.2% | $161,489+157.3% | $154,746+168.5% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 10.28% | 103.84%-93.6pp | 89.72%-79.4pp | 172.34%-162.1pp |
| Employer contribution / active EE | $9,958 | $4,769+108.8% | $4,268+133.3% | $4,379+127.4% |
| Participant deferral / active EE | $15,522 | $6,350+144.5% | $5,630+175.7% | $6,730+130.6% |
| Admin fee / account holder | $1,083 | $18,654-94.2% | $16,006-93.2% | $14,365-92.5% |