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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $198,133 | $175,231+13.1% | $149,696+32.4% | $139,466+42.1% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 12.67% | 166.77%-154.1pp | 134.46%-121.8pp | 373.66%-361.0pp |
| Employer contribution / active EE | $9,830 | $5,478+79.5% | $4,821+103.9% | $4,754+106.8% |
| Participant deferral / active EE | $11,593 | $6,521+77.8% | $5,682+104.0% | $6,712+72.7% |
| Admin fee / account holder | $542 | $16,155-96.6% | $13,212-95.9% | $11,409-95.2% |