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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,833 | $98,776-10.1% | $149,745-40.7% | $79,856+11.2% |
| Participation rate | 80.8% | 75.8%+5.0pp | 82.5%-1.7pp | 69.6%+11.1pp |
| Annual return | 7.07% | 27.38%-20.3pp | 276.72%-269.7pp | 31.71%-24.6pp |
| Employer contribution / active EE | $2,078 | $3,217-35.4% | $4,646-55.3% | $2,471-15.9% |
| Participant deferral / active EE | $4,474 | $5,681-21.3% | $6,843-34.6% | $3,741+19.6% |
| Admin fee / account holder | $632 | $6,053-89.6% | $9,312-93.2% | $5,306-88.1% |