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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,416 | $85,766-31.9% | $136,298-57.1% | $70,126-16.7% |
| Participation rate | 80.0% | 74.2%+5.8pp | 81.9%-1.9pp | 69.5%+10.5pp |
| Annual return | 8.29% | 31.46%-23.2pp | 5156.27%-5148.0pp | 73.15%-64.9pp |
| Employer contribution / active EE | $1,845 | $2,966-37.8% | $4,696-60.7% | $2,343-21.2% |
| Participant deferral / active EE | $3,483 | $5,051-31.0% | $6,247-44.2% | $3,332+4.5% |
| Admin fee / account holder | $734 | $5,421-86.5% | $9,244-92.1% | $4,645-84.2% |