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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,924 | $148,623-28.7% | $135,974-22.1% | $139,466-24.1% |
| Participation rate | 71.4% | 83.9%-12.4pp | 81.9%-10.5pp | 80.3%-8.9pp |
| Annual return | 19.75% | 79.30%-59.5pp | 68.30%-48.6pp | 373.66%-353.9pp |
| Employer contribution / active EE | $2,126 | $5,246-59.5% | $4,859-56.3% | $4,754-55.3% |
| Participant deferral / active EE | $3,511 | $8,103-56.7% | $7,760-54.8% | $6,712-47.7% |
| Admin fee / account holder | $586 | $12,406-95.3% | $10,767-94.6% | $11,409-94.9% |