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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,191 | $157,304-45.2% | $141,197-39.0% | $152,909-43.6% |
| Participation rate | 64.3% | 84.8%-20.5pp | 82.5%-18.2pp | 82.5%-18.2pp |
| Annual return | 22.00% | 64.34%-42.3pp | 71.41%-49.4pp | 345.46%-323.5pp |
| Employer contribution / active EE | $1,997 | $5,263-62.1% | $4,736-57.8% | $4,764-58.1% |
| Participant deferral / active EE | $2,846 | $7,111-60.0% | $6,710-57.6% | $5,851-51.4% |
| Admin fee / account holder | $898 | $12,126-92.6% | $10,265-91.3% | $11,601-92.3% |