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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,213 | $52,279+28.6% | $89,435-24.8% | $79,856-15.8% |
| Participation rate | 100.0% | 57.5%+42.5pp | 68.0%+32.0pp | 69.6%+30.4pp |
| Annual return | 10.55% | 22.16%-11.6pp | 245.55%-235.0pp | 31.71%-21.2pp |
| Employer contribution / active EE | $3,799 | $1,572+141.7% | $2,587+46.8% | $2,471+53.7% |
| Participant deferral / active EE | $2,634 | $2,740-3.9% | $3,890-32.3% | $3,741-29.6% |
| Admin fee / account holder | $1,685 | $3,356-49.8% | $4,884-65.5% | $5,306-68.2% |