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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $159,235 | $148,629+7.1% | $135,982+17.1% | $139,487+14.2% |
| Participation rate | 87.5% | 83.9%+3.6pp | 81.9%+5.6pp | 80.3%+7.2pp |
| Annual return | 14.74% | 79.33%-64.6pp | 68.32%-53.6pp | 373.84%-359.1pp |
| Employer contribution / active EE | $13,979 | $5,247+166.4% | $4,859+187.7% | $4,755+194.0% |
| Participant deferral / active EE | $8,460 | $8,102+4.4% | $7,760+9.0% | $6,713+26.0% |
| Admin fee / account holder | $2,112 | $12,406-83.0% | $10,767-80.4% | $11,407-81.5% |