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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $165,728 | $176,120-5.9% | $159,487+3.9% | $167,553-1.1% |
| Participation rate | 71.4% | 85.0%-13.5pp | 82.8%-11.4pp | 82.1%-10.7pp |
| Annual return | 17.14% | 331.95%-314.8pp | 263.71%-246.6pp | 478.89%-461.8pp |
| Employer contribution / active EE | $15,199 | $5,299+186.8% | $4,831+214.6% | $4,840+214.1% |
| Participant deferral / active EE | $9,729 | $7,752+25.5% | $7,354+32.3% | $6,343+53.4% |
| Admin fee / account holder | $13,855 | $12,561+10.3% | $10,804+28.2% | $12,316+12.5% |