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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,101 | $91,559-10.3% | $133,971-38.7% | $79,852+2.8% |
| Participation rate | 92.9% | 73.3%+19.5pp | 79.8%+13.0pp | 69.6%+23.2pp |
| Annual return | 17.90% | 61.85%-43.9pp | 45.09%-27.2pp | 31.72%-13.8pp |
| Employer contribution / active EE | $2,434 | $2,384+2.1% | $3,919-37.9% | $2,471-1.5% |
| Participant deferral / active EE | $4,201 | $3,734+12.5% | $5,047-16.8% | $3,740+12.3% |
| Admin fee / account holder | $825 | $6,321-86.9% | $8,929-90.8% | $5,306-84.4% |