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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $309,339 | $81,233+280.8% | $155,567+98.8% | $80,874+282.5% |
| Participation rate | 74.4% | 66.2%+8.2pp | 78.2%-3.8pp | 67.6%+6.8pp |
| Annual return | 9.42% | 33.33%-23.9pp | 64.74%-55.3pp | 35.62%-26.2pp |
| Employer contribution / active EE | $18,512 | $3,101+497.0% | $4,674+296.0% | $2,756+571.8% |
| Participant deferral / active EE | $1,168 | $3,452-66.2% | $5,628-79.2% | $4,297-72.8% |
| Admin fee / account holder | $48,561 | $7,998+507.2% | $15,916+205.1% | $6,935+600.2% |