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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $309,339 | $81,358+280.2% | $155,556+98.9% | $80,959+282.1% |
| Participation rate | 74.4% | 66.3%+8.2pp | 78.2%-3.8pp | 67.7%+6.8pp |
| Annual return | 9.42% | 33.39%-24.0pp | 64.84%-55.4pp | 35.67%-26.2pp |
| Employer contribution / active EE | $18,512 | $3,106+495.9% | $4,675+295.9% | $2,757+571.4% |
| Participant deferral / active EE | $1,168 | $3,455-66.2% | $5,631-79.3% | $4,300-72.8% |
| Admin fee / account holder | $48,561 | $7,994+507.5% | $15,885+205.7% | $6,925+601.2% |