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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,308 | $83,090-3.3% | $130,062-38.3% | $71,529+12.3% |
| Participation rate | 100.0% | 74.1%+25.9pp | 78.5%+21.5pp | 67.9%+32.1pp |
| Annual return | 21.75% | 20.61%+1.1pp | -137.37%+159.1pp | 28.97%-7.2pp |
| Employer contribution / active EE | $3,323 | $2,624+26.6% | $4,322-23.1% | $2,590+28.3% |
| Participant deferral / active EE | $6,054 | $4,436+36.5% | $5,821+4.0% | $4,291+41.1% |
| Admin fee / account holder | $7,036 | $1,727+307.4% | $10,601-33.6% | $1,588+342.9% |