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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,848 | $81,870+17.1% | $119,634-19.9% | $68,490+39.9% |
| Participation rate | 100.0% | 71.9%+28.1pp | 79.3%+20.7pp | 67.9%+32.1pp |
| Annual return | -20.52% | -23.82%+3.3pp | -14.98%-5.5pp | -7.85%-12.7pp |
| Employer contribution / active EE | $3,442 | $2,692+27.9% | $4,232-18.7% | $2,597+32.6% |
| Participant deferral / active EE | $6,584 | $4,148+58.7% | $5,601+17.5% | $4,028+63.5% |
| Admin fee / account holder | $3,672 | $6,583-44.2% | $10,329-64.5% | $5,403-32.0% |