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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,711 | $132,099-40.4% | $115,599-31.9% | $138,895-43.3% |
| Participation rate | 56.3% | 77.9%-21.6pp | 74.3%-18.0pp | 79.9%-23.7pp |
| Annual return | 13.19% | 176.76%-163.6pp | 111.10%-97.9pp | 145.39%-132.2pp |
| Employer contribution / active EE | $1,634 | $3,416-52.2% | $2,955-44.7% | $4,194-61.0% |
| Participant deferral / active EE | $3,678 | $5,617-34.5% | $4,889-24.8% | $6,396-42.5% |
| Admin fee / account holder | $28,209 | $15,650+80.3% | $12,841+119.7% | $12,562+124.6% |