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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $177,059 | $147,167+20.3% | $111,392+59.0% | $135,379+30.8% |
| Participation rate | 100.0% | 84.0%+16.0pp | 78.9%+21.1pp | 82.6%+17.4pp |
| Annual return | -4.93% | -4.44%-0.5pp | -2.06%-2.9pp | 519.79%-524.7pp |
| Employer contribution / active EE | $0 | $5,204-100.0% | $4,328-100.0% | $4,779-100.0% |
| Participant deferral / active EE | $8,841 | $6,565+34.7% | $5,567+58.8% | $5,609+57.6% |
| Admin fee / account holder | $10,976 | $20,270-45.9% | $12,266-10.5% | $10,828+1.4% |