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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $166,325 | $132,310+25.7% | $105,754+57.3% | $273,972-39.3% |
| Participation rate | 94.1% | 83.2%+10.9pp | 78.9%+15.2pp | 83.0%+11.1pp |
| Annual return | 5.58% | 10.08%-4.5pp | 12.25%-6.7pp | 41.46%-35.9pp |
| Employer contribution / active EE | $0 | $4,867-100.0% | $4,079-100.0% | $4,869-100.0% |
| Participant deferral / active EE | $8,524 | $6,233+36.8% | $5,326+60.1% | $5,287+61.2% |
| Admin fee / account holder | $9,449 | $12,036-21.5% | $8,309+13.7% | $10,133-6.8% |