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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,397 | $148,582-29.7% | $135,942-23.2% | $139,456-25.1% |
| Participation rate | 68.4% | 83.9%-15.4pp | 81.9%-13.5pp | 80.3%-11.9pp |
| Annual return | 22.21% | 79.26%-57.0pp | 68.28%-46.1pp | 373.45%-351.2pp |
| Employer contribution / active EE | $2,254 | $5,245-57.0% | $4,858-53.6% | $4,753-52.6% |
| Participant deferral / active EE | $5,558 | $8,101-31.4% | $7,759-28.4% | $6,711-17.2% |
| Admin fee / account holder | $2,295 | $12,402-81.5% | $10,764-78.7% | $11,407-79.9% |