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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,168 | $167,362-25.8% | $143,799-13.7% | $134,532-7.7% |
| Participation rate | 75.0% | 84.8%-9.8pp | 80.3%-5.3pp | 81.2%-6.2pp |
| Annual return | -32.09% | 0.47%-32.6pp | -0.04%-32.0pp | 418.27%-450.4pp |
| Employer contribution / active EE | $13,015 | $5,620+131.6% | $4,952+162.8% | $4,741+174.5% |
| Participant deferral / active EE | $5,663 | $6,447-12.2% | $5,638+0.4% | $6,401-11.5% |
| Admin fee / account holder | $355 | $18,094-98.0% | $14,677-97.6% | $11,429-96.9% |