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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,060 | $202,342-42.1% | $172,752-32.2% | $152,897-23.4% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 30.33% | 1029.83%-999.5pp | 802.97%-772.6pp | 345.43%-315.1pp |
| Employer contribution / active EE | $18,808 | $5,858+221.1% | $5,144+265.6% | $4,764+294.8% |
| Participant deferral / active EE | $10,272 | $5,948+72.7% | $5,198+97.6% | $5,851+75.6% |
| Admin fee / account holder | $579 | $17,111-96.6% | $13,955-95.8% | $11,599-95.0% |