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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,717 | $80,992-60.8% | $96,534-67.1% | $75,173-57.8% |
| Participation rate | 52.9% | 71.8%-18.8pp | 76.0%-23.0pp | 67.2%-14.3pp |
| Annual return | 17.49% | 27.05%-9.6pp | 25.88%-8.4pp | 160.72%-143.2pp |
| Employer contribution / active EE | $1,180 | $2,283-48.3% | $2,965-60.2% | $2,671-55.8% |
| Participant deferral / active EE | $2,122 | $3,929-46.0% | $4,851-56.2% | $4,126-48.6% |
| Admin fee / account holder | $55 | $6,717-99.2% | $8,253-99.3% | $5,651-99.0% |