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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,042 | $48,570-38.1% | $130,660-77.0% | $72,975-58.8% |
| Participation rate | 77.6% | 58.6%+19.1pp | 71.7%+5.9pp | 69.5%+8.2pp |
| Annual return | 18.65% | 38.63%-20.0pp | 1709.29%-1690.6pp | 81.01%-62.4pp |
| Employer contribution / active EE | $2,746 | $1,334+105.8% | $4,092-32.9% | $2,440+12.5% |
| Participant deferral / active EE | $3,927 | $2,384+64.7% | $3,603+9.0% | $3,608+8.8% |
| Admin fee / account holder | $2,465 | $3,549-30.5% | $5,463-54.9% | $5,124-51.9% |