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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,619 | $80,812-78.2% | $160,784-89.0% | $82,448-78.6% |
| Participation rate | 77.8% | 66.2%+11.5pp | 77.0%+0.8pp | 68.1%+9.7pp |
| Annual return | 123.59% | 100.59%+23.0pp | 1803.92%-1680.3pp | 41.64%+81.9pp |
| Employer contribution / active EE | $1,370 | $2,174-37.0% | $3,733-63.3% | $2,551-46.3% |
| Participant deferral / active EE | $2,205 | $4,335-49.1% | $6,293-65.0% | $4,139-46.7% |
| Admin fee / account holder | $1,284 | $7,695-83.3% | $9,717-86.8% | $7,234-82.2% |