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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,729 | $123,793-4.1% | $177,848-33.2% | $79,856+48.7% |
| Participation rate | 79.4% | 84.7%-5.2pp | 87.7%-8.3pp | 69.6%+9.8pp |
| Annual return | 0.00% | 22.82%-22.8pp | 48.33%-48.3pp | 31.71%-31.7pp |
| Employer contribution / active EE | $0 | $4,095-100.0% | $5,919-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $2,991 | $5,956-49.8% | $7,714-61.2% | $3,741-20.1% |
| Admin fee / account holder | $1,346 | $7,243-81.4% | $12,431-89.2% | $5,306-74.6% |