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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $353,832 | $174,379+102.9% | $152,093+132.6% | $138,895+154.7% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 19.83% | 74.86%-55.0pp | 66.36%-46.5pp | 145.39%-125.6pp |
| Employer contribution / active EE | $6,659 | $4,652+43.1% | $4,175+59.5% | $4,194+58.8% |
| Participant deferral / active EE | $17,622 | $6,159+186.1% | $5,451+223.3% | $6,396+175.5% |
| Admin fee / account holder | $12,089 | $16,880-28.4% | $14,497-16.6% | $12,562-3.8% |