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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,300 | $98,766-14.6% | $149,730-43.7% | $79,852+5.6% |
| Participation rate | 54.1% | 75.8%-21.7pp | 82.5%-28.4pp | 69.6%-15.6pp |
| Annual return | 14.27% | 27.43%-13.2pp | 276.70%-262.4pp | 31.72%-17.5pp |
| Employer contribution / active EE | $901 | $3,217-72.0% | $4,645-80.6% | $2,471-63.5% |
| Participant deferral / active EE | $2,558 | $5,681-55.0% | $6,843-62.6% | $3,740-31.6% |
| Admin fee / account holder | $1,682 | $6,052-72.2% | $9,310-81.9% | $5,306-68.3% |