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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,429 | $77,816+47.1% | $123,552-7.4% | $64,173+78.3% |
| Participation rate | 76.1% | 74.7%+1.4pp | 82.3%-6.2pp | 69.6%+6.5pp |
| Annual return | -5.68% | 12.49%-18.2pp | 119.20%-124.9pp | 7.63%-13.3pp |
| Employer contribution / active EE | $2,547 | $3,014-15.5% | $4,628-45.0% | $2,381+7.0% |
| Participant deferral / active EE | $5,613 | $5,240+7.1% | $6,426-12.6% | $3,470+61.8% |
| Admin fee / account holder | $1,444 | $5,519-73.8% | $9,285-84.4% | $4,887-70.4% |