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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,619 | $54,380+125.5% | $68,509+79.0% | $59,633+105.6% |
| Participation rate | 77.5% | 70.2%+7.3pp | 74.7%+2.8pp | 68.7%+8.8pp |
| Annual return | 0.75% | 2.83%-2.1pp | 8.27%-7.5pp | 2041.45%-2040.7pp |
| Employer contribution / active EE | $3,441 | $1,539+123.6% | $2,278+51.1% | $2,203+56.2% |
| Participant deferral / active EE | $4,885 | $2,643+84.8% | $3,382+44.4% | $3,192+53.0% |
| Admin fee / account holder | $782 | $3,885-79.9% | $5,275-85.2% | $4,297-81.8% |