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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,652 | $88,707-83.5% | $74,184-80.2% | $273,972-94.7% |
| Participation rate | 84.2% | 79.4%+4.8pp | 76.6%+7.6pp | 83.0%+1.2pp |
| Annual return | 19.27% | 11.94%+7.3pp | 17.74%+1.5pp | 41.46%-22.2pp |
| Employer contribution / active EE | $3,999 | $3,159+26.6% | $2,370+68.7% | $4,869-17.9% |
| Participant deferral / active EE | $1,001 | $4,212-76.2% | $3,550-71.8% | $5,287-81.1% |
| Admin fee / account holder | $1,830 | $8,717-79.0% | $5,586-67.2% | $10,133-81.9% |