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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $254,757 | $159,978+59.2% | $147,041+73.3% | $145,978+74.5% |
| Participation rate | 92.3% | 84.0%+8.3pp | 82.2%+10.1pp | 80.3%+12.0pp |
| Annual return | 10.76% | 98.36%-87.6pp | 419.21%-408.5pp | 550.52%-539.8pp |
| Employer contribution / active EE | $9,101 | $5,288+72.1% | $4,935+84.4% | $4,662+95.2% |
| Participant deferral / active EE | $11,186 | $8,429+32.7% | $8,071+38.6% | $6,690+67.2% |
| Admin fee / account holder | $471 | $15,053-96.9% | $13,006-96.4% | $13,400-96.5% |