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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $268,978 | $167,362+60.7% | $143,799+87.1% | $134,532+99.9% |
| Participation rate | 85.7% | 84.8%+0.9pp | 80.3%+5.4pp | 81.2%+4.5pp |
| Annual return | -15.85% | 0.47%-16.3pp | -0.04%-15.8pp | 418.27%-434.1pp |
| Employer contribution / active EE | $2,108 | $5,620-62.5% | $4,952-57.4% | $4,741-55.5% |
| Participant deferral / active EE | $5,457 | $6,447-15.4% | $5,638-3.2% | $6,401-14.8% |
| Admin fee / account holder | $4,994 | $18,094-72.4% | $14,677-66.0% | $11,429-56.3% |