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| Provider | Service type | Compensation |
|---|---|---|
Filed as: KESTRA ADVISORY SERVICES Service code 27 · EIN 35-2552359 | Advisory (Plan) | $19,147 |
Filed as: TRANSMAERICA RETIREMENT SOLUTIONS Service code 15 · EIN 13-3689044 | Recordkeeping | $12,241 |
DWC - THE 401(K) EXPERTS1 year Filed as: DWC THE 401(K) EXPERTS Service code 15 · EIN 26-2091417 | Recordkeeping | $3,270 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,996 | $72,620-3.6% | $90,760-22.9% | $66,938+4.6% |
| Participation rate | 37.1% | 73.7%-36.6pp | 75.7%-38.6pp | 69.8%-32.8pp |
| Annual return | -14.37% | -12.28%-2.1pp | -12.16%-2.2pp | 1.58%-15.9pp |
| Employer contribution / active EE | $1,740 | $2,369-26.6% | $2,922-40.4% | $2,545-31.6% |
| Participant deferral / active EE | $1,127 | $3,979-71.7% | $4,565-75.3% | $4,238-73.4% |
| Admin fee / account holder | $653 | $707-7.7% | $8,444-92.3% | $594+9.9% |