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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,184 | $58,093+0.2% | $80,022-27.3% | $56,289+3.4% |
| Participation rate | 50.0% | 73.6%-23.6pp | 75.8%-25.8pp | 69.9%-19.9pp |
| Annual return | -6.12% | 34.63%-40.7pp | 11.22%-17.3pp | -9.96%+3.8pp |
| Employer contribution / active EE | $1,244 | $1,933-35.6% | $2,468-49.6% | $2,111-41.1% |
| Participant deferral / active EE | $2,008 | $3,136-36.0% | $3,686-45.5% | $3,350-40.1% |
| Admin fee / account holder | $14,418 | $623+2215.8% | $6,521+121.1% | $521+2667.5% |