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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $211,560 | $157,276+34.5% | $141,177+49.9% | $152,885+38.4% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 23.92% | 64.33%-40.4pp | 71.40%-47.5pp | 345.39%-321.5pp |
| Employer contribution / active EE | $5,159 | $5,262-1.9% | $4,736+9.0% | $4,763+8.3% |
| Participant deferral / active EE | $3,724 | $7,110-47.6% | $6,710-44.5% | $5,851-36.4% |
| Admin fee / account holder | $5,980 | $12,123-50.7% | $10,263-41.7% | $11,598-48.4% |