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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,769 | $64,716-35.5% | $112,258-62.8% | $68,495-39.0% |
| Participation rate | 31.9% | 67.2%-35.2pp | 75.1%-43.1pp | 67.9%-35.9pp |
| Annual return | -20.08% | -11.40%-8.7pp | 27.47%-47.5pp | -7.84%-12.2pp |
| Employer contribution / active EE | $1,858 | $2,746-32.4% | $3,636-48.9% | $2,596-28.4% |
| Participant deferral / active EE | $3,127 | $3,565-12.3% | $4,728-33.9% | $4,028-22.4% |
| Admin fee / account holder | $154 | $5,232-97.1% | $6,411-97.6% | $5,403-97.1% |