Filed October 10, 2025 (most recent of 10 filings on file)
| Provider | Service type | Compensation |
|---|---|---|
STRATEGIC ADVISORS, INC.4+ years Service code 27 · EIN 04-2654524 | Advisory (Plan) | $40,597 |
KPMG LLP1 year Service code 10 · EIN 13-5565207 | Accounting | $30,000 |
Service code 37 · EIN 04-2647786 | Loan Processing | -$24,136 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,121 | $46,969-74.2% | $154,110-92.1% | $73,367-83.5% |
| Participation rate | 65.4% | 72.4%-6.9pp | 83.0%-17.6pp | 69.5%-4.0pp |
| Annual return | -5.47% | 821.68%-827.1pp | 735.22%-740.7pp | 173.45%-178.9pp |
| Employer contribution / active EE | $2,119 | $1,723+23.0% | $5,298-60.0% | $2,499-15.2% |
| Participant deferral / active EE | $165 | $3,162-94.8% | $5,081-96.8% | $4,033-95.9% |
| Admin fee / account holder | $6 | $47-86.8% | $13,412-100.0% | $68-91.0% |