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| Provider | Service type | Compensation |
|---|---|---|
MCCREADY & KEENE INC.2+ years Service code 15 · EIN 35-0500670 | Recordkeeping | $29,535 |
HERITAGE PENSION ADVISORS, LLC2+ years Filed as: HERITAGE INSTITUTIONAL Service code 27 2800 COUNTRY CLUB DR, STE A · OKLAHOMA, OK 73116 | Advisory (Plan) | $27,241 |
MATRIX TRUST COMPANY2+ years Filed as: MG TRUST CO. DBA MATRIX TRUST CO. Service code 18 · EIN 75-3182674 | Custodial (securities); Account maint... | $9,128 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,888 | $74,089+24.0% | $133,975-31.4% | $55,167+66.6% |
| Participation rate | 88.7% | 84.3%+4.5pp | 87.1%+1.7pp | 69.0%+19.8pp |
| Annual return | 6.94% | 12.11%-5.2pp | 29.29%-22.3pp | 169.23%-162.3pp |
| Employer contribution / active EE | $3,755 | $3,064+22.6% | $5,211-27.9% | $1,963+91.3% |
| Participant deferral / active EE | $3,952 | $4,678-15.5% | $6,282-37.1% | $3,054+29.4% |
| Admin fee / account holder | $335 | $458-27.0% | $9,324-96.4% | $504-33.6% |