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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,482 | $96,361-70.4% | $80,607-64.7% | $139,456-79.6% |
| Participation rate | 100.0% | 73.6%+26.4pp | 67.0%+33.0pp | 80.3%+19.7pp |
| Annual return | 28.36% | 1350.95%-1322.6pp | 936.11%-907.7pp | 373.45%-345.1pp |
| Employer contribution / active EE | $4,383 | $3,262+34.3% | $2,724+60.9% | $4,753-7.8% |
| Participant deferral / active EE | $9,122 | $5,232+74.4% | $4,448+105.1% | $6,711+35.9% |
| Admin fee / account holder | $636 | $6,601-90.4% | $5,379-88.2% | $11,407-94.4% |