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| Provider | Service type | Compensation |
|---|---|---|
Filed as: RAYMOND JAMES & ASSOCIATES, INC. Service code 27 · EIN 59-1237041 | Advisory (Plan) | $87,962 |
PRINCIPAL LIFE INSURANCE COMPANY9+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $78,993 |
MORNINGSTAR2 years Filed as: MORNINGSTAR INVESTMENT MANAGEMENT L Service code 26 · EIN 36-4317381 | Advisory (Participants) | $0 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,065 | $107,415-12.4% | $135,942-30.8% | $80,149+17.4% |
| Participation rate | 93.2% | 78.0%+15.1pp | 81.9%+11.2pp | 72.9%+20.2pp |
| Annual return | 20.10% | 91.99%-71.9pp | 68.28%-48.2pp | 40.39%-20.3pp |
| Employer contribution / active EE | $2,499 | $3,878-35.6% | $4,858-48.6% | $2,977-16.1% |
| Participant deferral / active EE | $9,209 | $8,189+12.5% | $7,759+18.7% | $5,015+83.6% |
| Admin fee / account holder | $79 | $127-37.7% | $10,764-99.3% | $145-45.4% |